Disclaimers:

Although I have a Bachelor’s degree and majored in Psychology and Business Administration, I am not a psychologist, psychiatrist or clinician and do not represent myself as such.  The posts and advice presented on this blog are personal opinion only and are based on my own life experiences – on things I did well, on things I failed at and learned a lesson, and on things I wish I would have done.  Any help or advice contained in this blog should not be used as a substitute for common sense or over your own personal judgment, nor is it a substitute for professional guidance.

Additionally, you will sometimes find links to products or ads for products or services on my blog.  Any links to products or services should be considered to be an affiliate link.  What that means is that if you click on a link or buy a product from one of these sources, I will receive a commission based on your purchase or because you clicked on a link.  I make no claims to any of the products or services offered (except where otherwise noted) and do not take responsibility for the quality or lack thereof of any product or service.